Deposit Products  

Personal and Business Products
  • PERSONAL PRODUCT INFORMATION
    FREE CHECKING
    No hidden fees—No kidding!
    • $100.00 minimum deposit to open
    • No minimum balance requirement
    • Unlimited check writing
    • Monthly bank statement—no items returned
    • FREE online banking
    • Non-interest bearing account

    PAVILLION PLUS

    Make your money work for you—It’s a PLUS!

    • $100.00 minimum deposit to open
    • $10,000.00 minimum balance required in Pavillion Plus account OR combined personal linked accounts - Money Market, Savings or Certificate of Deposit - to avoid monthly service charge
    • $12.00 monthly service charge if balance falls below $10,000.00
    • Unlimited check writing
    • Interest paid monthly based on average daily collected balance of $2,500.00 or more
    • NO FEE on single signature Traveler’s Cheques, Cashier’s Checks, Money Orders
    • FREE initial order of bank stock checks
    • FREE online banking
    • FREE 3 x 5 safe deposit box for one year or equivalent discount on larger box

    GOLD PLUS

    Golden benefits at 62 . . . because you’ve earned it!

    • $100.00 minimum deposit to open
    • $2,500.00 minimum balance required in Senior Plus account OR combined personal linked accounts - Money Market, Savings or Certificate of Deposit - to avoid monthly service charge
    • $12.00 monthly service charge if balance falls below $2,500.00
    • Unlimited check writing
    • Interest paid monthly based on average daily collected balance of $1,000.00 or more
    • NO FEE on single signature Traveler’s Cheques, Cashier’s Checks, Money Orders
    • FREE initial order of bank stock checks
    • FREE online banking
    • FREE 3 x 5 safe deposit box for one year or equivalent discount on larger box
    PERSONAL INVESTOR PLUS

    Invest with convenience.

    • $1,500.00 minimum deposit to open
    • $2,500.00 minimum balance required to avoid monthly service charge
    • $12.00 monthly service charge if balance falls below $2,500.00
    • Six pre-authorized withdrawals per statement cycle; no more than three may be by check
    • More than 3 withdrawals per statement cycle—$10.00 each
    • Interest paid monthly based on average daily collected balance of $1,500.00 or more.
    PERSONAL SAVINGS

    Money saved — Money earned!

    • $100.00 minimum deposit to open
    • $200.00 minimum balance required to avoid quarterly service charge
    • $10.00 service charge if balance falls below $200.00
    • Three free withdrawals per quarter
    • $2.00 for each withdrawal after three
    CERTIFICATES OF DEPOSIT

    Investing for the future.

    Certificates of Deposit offer a sound investment with a full range of maturities from seven days to six years. Begin your investing with a minimum deposit of $1,000.00. Premium rates paid on Jumbo Certificates of $100,000.00 or more.

     Substantial penalty for early withdrawal.

     

    IRA

    Saving for retirement or planning for your child’s education, an IRA is still a great way to save and defer taxes at the same time!

    Open an Individual Retirement Account for as little as $1,000.00 and watch your investment grow. Maturities vary. Speak with one of our new account representatives for more details.

     Substantial penalty for early withdrawal.

    Please contact a New Account Representative at (972) 380-0700 for details.


    SAFE DEPOSIT BOXES

     

    3” x 5” x 24” $30.00
    3” x 10” x 24” $45.00
    5” x 10” x 24” $75.00
    10” x 10” x 24” $125.00
    15” x 15” x 24” $175.00

    Key Replacement Bank cost
    Drilling Fee Bank cost
    Annual fee to be automatically deducted from Pavillion Bank transactional account.

     

     

    BUSINESS PRODUCT INFORMATION
    SMALL BUSINESS CHECKING

    Let us help your small business grow.

    • $100.00 minimum deposit to open
    • No minimum balance requirement
    • Over 150 items per statement cycle $.50 per item
    • $15.00 monthly service charge
    • FREE online banking
    BUSINESS CHECKING

    Simplified analysis to manage transactions for small to mid-sized businesses.

    • $1,000.00 minimum deposit to open
    • Unlimited check writing
    • Service charge is based on account volume
    • Fees may be offset based on investable balance
    • Earnings credit rate is based on the 90-day Treasury Bill rate and adjusted at banks discretion
    • See Schedule of Service and Fees for details

     

    INTEREST CHECKING

    For sole proprietors and non-profit organizations.

    • $500.00 minimum deposit to open
    • $2,500.00 minimum balance required to avoid monthly service charge
    • $20.00 monthly service charge if balance falls below $2,500.00
    • Unlimited check writing
    • Interest paid monthly based on average daily collected balance of $1,000.00 or more.
    BUSINESS INVESTOR PLUS

    Invest without tying up your money.

    • $1,500.00 minimum deposit to open
    • $2,500.00 minimum balance required to avoid service charge
    • $12.00 monthly service charge if balance falls below $2,500.00
    • Six pre-authorized withdrawals per statement cycle; no more than three may be by check
    • More than 3 withdrawals per statement cycle—$10.00 each
    • No more than 50 deposited items per statement cycle
    • $.50 per item deposited over 50
    • Tiered interest rate
    • Interest paid monthly based on average daily collected balance of $2,500.00 or more.
    BUSINESS SAVINGS

    A convenient way to increase your savings.

    • $200.00 minimum deposit to open
    • $200.00 minimum balance required to avoid service charge
    • $10.00 service charge if balance falls below $200.00
    • Three free withdrawals per quarter
    • $2.00 for each withdrawal after three
    • Interest paid monthly based on average daily collected balance
    • Quarterly bank statements

    Please contact a New Account Representative at (972) 380-0700 for details.


     
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